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Its official now, folks, the irrevocable transition from analog to digital television is set in stone or at least in the legal language of a specific bill. President Bush recently signed a law that makes February 17th, 2009 as the last date that TV stations are permitted to air an analog signal. In a nod to something that might be called no TV left behind, the same bill that sets February 17th as the target date also allocates 1.5 billion of your tax dollars to help purchase digital to analog boxes, saving millions of those analog TVs from an early grave. That gives everyone about 3 years until this law goes into effect.

The U.S. is switching to Digital TV and HDTV (High Definition Television) at the same time. Some other countries in the world are switching to HD, but they are currently broadcasting those signals in analog, not digital.This enactment has been called the largest industrial mandate in the history of the United States. Certainly, there is guaranteed money to be made by companies building and designing the digital to analog converters. The National Association of Broadcasters (NAB) seemed to enjoy the fact that the cable companies were unable to prevent the HDTV (High Definition Television) broadcasting of local channels, so that viewers can view them with an antenna on the HDTV itself, in the attic, or on the rooftop.

Not only is there a new market in digital to analog converters, but industry analysts foresee the sales of integrated Digital Television sets rising to over 18 units this year. An integrated Digital Television just means that the tuner and display are housed together. It is possible to buy a DTV Monitor, which is an analog television that needs digital tuner in some form, to display the digital signal. You will find these tuners in various units, from a cable box, an over the air tuner, and a satellite receiver. Of course, all digital signals are not high-def, but all HD signals are digital. The SD (Standard Definition) TV signal will be better than the old analog signal, and it will no longer have the analog artifacts of snow and ghost like images. SD will not offer the life-like clarity of HDTV; you will still need the HD television and the specific programming in High-Def for the sharpest, clearest pictures imaginable. By some measurements, the picture is about five times sharper than a good analog set of today. The sound with Digital Television will also be improved. Consumers have said that the digital sounds seem to envelope them and come from many directions, not just, from the speakers on the television.

As our television habits evolve, things were bound to become digital. The digital signal is cleaner, and is more easily compressed, allowing for the broadcast of more information. The improved quality of video and sound are reasons enough begin the first part of this century as a digital republic.

A leader in technology reporting, Julia Hall has published articles about the latest digital devices and gadgets for over ten years. After graduating from MIT with a degree in electrical engineering, Julia turned down huge salaries from some of the most recognized fortune 500 companies in the world to pursue her dream of becoming a leading consumer advocate. Julia uses her expertise to cut through the too good to be true deals offered by high tech companies to reveal the real steals and the real duds that we're bombarded with daily. If you enjoy staying on the cutting edge of technology, whether for business or pleasure, but find yourself occasionally confused by the overwhelming information out there let Julia be your guide.

posted by gektal  # 11:54 PM 0 comments

First of all, this is not rocket science, nor is this some get rich quick insurance marketing scheme. In fact, this is probably the simplest thing you as an agent can do to increase your income. But despite the simplicity of this method you'd be surprised how many agents have failed to implement it.

As a sales manager a large part of my job was to shadow agents on their appointments, and to provide feedback on how they could fine-tune their business. Time after time I would see new agents go into the appointment and as soon as they heard the perforation rip and that stiff piece of paper placed in their palm, the would begin to pack up and go.

On one day I turned to the rookie agent and said, "Congratulations on the sale, Jim, but you know, you left $150 sitting on the table."

His eyes nearly popped out of his head and he began pouring through his briefcase, and even checked his wallet.

Again I turned to him and told him these tips to increase his income. He's now using these techniques to get an extra $25,000 per year!

1. When presenting the product first draw a line down a piece of paper (preferably a legal pad). On the left side right the name of the plan you recommend and list all of the features and benefits of these features. At the bottom then right the price.
2. On the right side again right the name of the plan and list all of benefits and features, but also include an ancillary product (life, LTC, etc.). Right the combined price at the bottom of the right side.

Now ask, and the wording of this is crucial: "_______(prospect's name), which one of these do you think is best for you and your family now and in the future?"

About 75% of the time the prospect will point to the right side (the other 25% is usually do to financial issues). You have just got another sale. The key is to do this every time. If you have 8 appointments during the week and you half to get this combo sale, you will see your income soar.

- The Experts http://www.insurancesalesexperts.com

The Experts are a group of veteran insurance pros who have developed a site with the aim of helping new agents succeed. Visit us at http://www.insurancesalesexperts.com

posted by gektal  # 9:05 PM 0 comments